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What steps should a victim take legally if their bank account is frozen due to cyber fraud investigation?

Posted by jobseeker Krish Chandna | Approved
Answers (2)

If a victim’s bank account is frozen due to a cyber fraud investigation, they should first contact the bank to understand the reason and obtain details like the FIR number and investigating officer’s contact. Accounts are usually frozen under Section 102 of the CrPC when suspected of involvement in fraudulent transactions.

The next step is to approach the cybercrime police with a written representation and supporting documents that prove their innocence—such as transaction records or communication history. If the account was misused without their knowledge, they can request the authorities to unfreeze it or allow partial access for essential needs.

If police do not act, the victim can file a petition under Section 451 or 457 CrPC before the Magistrate to seek release of the account. In urgent cases, a writ petition under Article 226 can also be filed in the High Court. Victims should fully cooperate with the investigation and, if they themselves lost money, file a complaint at www.cybercrime.gov.in for recovery. Acting promptly and legally is crucial for resolution.

Answered by jobseeker Ritik Bhardwaj | Approved

If a victim’s bank account is frozen due to a cyber fraud investigation, they should first contact the bank to know the reason and obtain a copy of the freezing order. Then, they should file a written representation or objection with the investigating authority. The victim can also approach the jurisdictional court or competent authority under the Information Technology Act to seek unfreezing, providing proof of innocence and source of funds. Legal advice should be taken for proper representation.

Answered by jobseeker Lavanya Bhardwaj | Approved

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