Can I be arrested for non-payment of a personal loan in India? No, simple inability to repay a personal loan cannot result in arrest. Loan defaults are civil matters, not criminal cases under Indian law. However, if fraud was involved when obtaining the loan, criminal charges might apply

No, a person cannot be jailed for simply failing to pay personal loan EMIs in India. Loan default is generally considered a civil offense, not a criminal one, and does not lead to imprisonment unless fraud is involved.